Bankruptcy - I am owed money by a bankrupt

Bankruptcy > I am owed money by a bankrupt

If you are a creditor of (owed money by) a person that is bankrupt the Official Receiver (OR) will normally notify you (within 12 weeks of the date of the court order) whether a meeting of creditors will be held. The OR will decide to hold a meeting if there are significant assets.

You will also be sent a report giving estimates of the insolvent’s assets and liabilities and what the causes of the failure are considered to be. If you think that a bankrupt or company is withholding information about the assets, you should write to the OR dealing with the case.

If you have not been contacted then you should write to the OR or insolvency practitioner (IP) if the case has been handed over to one, quoting the court reference of the case if possible, advising him/her that you are a creditor.

If you are unsure of the court reference, who the OR/IP is, or wish to find out if an individual is bankrupt, then you should search the Individual Insolvency Register. This can be done by following the instructions given in our publication 'The Individual Insolvency Register'

This website also has a page where you can find our publications. There are two general guidance publications that may be helpful – ‘A Guide to Creditors'. Specific queries relating to a case should be directed to the relevant Official Receiver or insolvency practitioner.

For general enquiries on insolvency matters you can contact The Insolvency Service Insolvency Enquiry Line on 0845 602 9848; or email: Insolvency.Enquiryline@insolvency.gsi.gov.uk

Further information
Dealing with debt - How to make someone bankrupt

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Full details can be viewed at http://www.insolvency.gov.uk